Dental Benefits

 

 

Dental Benefits

SBBC now offers the option of four dental plans available from three dental carriers. The three carriers providing service to the District's employees are CompBenefits/Humana (Basic and Enhanced PPO/Indemnity and DHMO Managed Care), MetLife (Basic and Enhanced PPO/Indemnity), and MetLife/SafeGuard (Basic and Enhanced DHMO Managed Care).

PDF Dental Plans Comparison

PPO/Indemnity Dental Plan

A PPO/INDEMNITY plan allows you the freedom of selecting a dentist from an extensive list of participating dentists or a dentist of your choice. SBBC pays a portion of the monthly premium and you pay the balance through payroll deduction.

Under a PPO/Indemnity plan:

  • you decide at the time you receive services whether or not to utilize a participating provider
  • you enjoy significant cost savings if a participating dentist is used
  • you are entitled to up to four cleanings per year at no charge
  • lower levels of reimbursement are provided when non-participating dentists are used
  • an annual deductible must be met
  • claim forms must be submitted for payment

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DHMO Managed Care Dental Plan

A DHMO MANAGED CARE plan requires you to receive all dental services from a participating network general dentist or specialist. These plans cover preventive care in full and provide for other more extensive services as well. The full monthly premium, is paid by SBBC depending upon plan selected. Two types of DHMO Managed Care plans are offered:

Basic Dental Plans

The Basic plans provide coverage when using a participating general dentist. Most preventive and diagnostic services are covered at no charge, and significant savings are available on other dental services. Should you require the services of a specialist, your benefit will be a 25% reduction from usual and customary fees.

Enhanced Dental Plans

The Enhanced Plans provide similar coverage to the Basic Plans when utilizing the services of a participating dentist. The Enhanced Plans provide coverage for specified services when using a participating general dentist or a specialist. An enriched benefit for orthodontic care is provided.

With both DHMO MANAGED CARE Plans, you receive the following benefits:

  • no deductibles
  • no pre-existing condition limitations
  • no annual maximum benefit
  • no claim forms to file
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Eligibility Limitations

Coverage is available for your eligible dependents up to the following age limitations:

PLAN CARRIER
MAXIMUM AGE
COVERAGE ENDS

CompBenefits/Humana

26

End of the month after reaching age 26

MetLife

26

End of the month after reaching age 26

MetLife/Safegaurd

26

End of the month after reaching age 26


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Certificates of Coverage

Coverage is available for your eligible dependents up to the following age limitations:

CompBenefits/Humana
MetLife
MetLife/Safegaurd
PDF DHMO Basic PDF PPO Basic PDF DHMO Basic
PDF DHMO Enhanced PDF PPO Enhanced PDF DHMO Enhanced
PDF PPO Basic Certificate Rider  
PDF PPO Enhanced    

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Dental Providers
CompBenefitsComp Benefits Website

CompBenefits, based in Atlanta, Georgia is a nationally recognized leader in the development and administration of dental and vision plan benefits. We provide affordable plans to over 4.5 million members in the South and Midwest. This national scope, with a local focus on service, continues to be one of our strengths.

MetLife WebsiteMetLife

MetLife-using innovative strategies to build and maintain a strong, stable network of dentists.

 
SafeGuard WebsiteSafeGuard

SafeGuard was one of the first companies to introduce the concept of dental DHMO group benefits and has remained an industry leader for over 30 years, now serving more than 1.8 million members. To ensure we retain our leadership role, we track industry outlooks and trends and apply that analysis to our goal of providing the best benefit programs supported by extraordinary service.

 

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Contact Information

Shanira Francis, HR Administrator III
7770 West Oakland Park Blvd.
Sunrise, Florida 33351
Telephone: (754) 321-3100
Fax: (754) 321-3280
Email: shanira.francis@browardschools.com

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